Apple presented Apple Pay Cash during WWDC 2017 alongside with iOS 11, and announced it for later this year. After the improvised launch of iOS 11.2 last Saturday forced by a failure with iOS 11.1.2 that was causing the iPhone to start repeatedly, yesterday, the payments service between Apple people was officially launched.

Apple Pay Cash will allow payment between individuals using the Apple Messages application. In a way as simple as using a messaging application we can make payments between individuals completely free and accumulate the money in our iPhone or pass it to our checking account in a very simple way. But at the moment Apple Pay Cash is only available in the United States and you have to meet the following requirements to be able to use it. Youcan find the details below.


  • A device compatible with Apple Pay and iOS 11.2 or later
  • Double factor authentication activated in your Apple account.
  • A credit or debit card in Wallet.

To send and receive money through Apple Pay Cash is very simple, as you can see in the video below Apple published,  showing us all the steps that must be done for it. Once the money is received for the first time, we will have up to 7 days to accept it. This will only happen the first time we do it, then the money will automatically go to our “virtual card” within our iPhone that we can use to make payments through Apple Pay. There is no type of commission, only in the case of payments by credit card, which will be 3% as it usually happens in all this type of operations. We can only wait for it to spread outside the United States.

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